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Category: Home Sense

What to Know About ERIE's Extended Water Coverage

Posted: March 14, 2023

What is Extended Water Coverage?ERIE’s Extended Water coverage1 provides protection for your home in the event of a sewer or drain backup, or from flooding such as inland flooding, tidal water, storm surge or mudflow and mudslide. This endorsement can be added to your ErieSecure Home® policy (or bundle) and offers protection for your home, garage or other structures and personal property2— including that stuff you’ve...

Help Your House Recover from Frost Heave

Posted: March 1, 2023

Frost heave occurs when ice forms underneath soil. As the frozen soil switches between freezing and thawing, it can cause the very foundation of your house to shift since frozen soil has about 10 percent more volume than dry soil. This can lead to serious structural damage to your foundation. Unfortunately, frost heave is not covered under most homeowners policies.  Frost heave can happen in...

The Ultimate Guide to Downsizing

Posted: February 13, 2023

As you approach retirement age, life is full of transitions. Your adult children grow up and move out on their own. You prepare to say goodbye to full-time work for good. And if you’re like many baby boomers, you may also think about downsizing your home.According to a report from Zillow Group, 24% of recent home buyers were age 60 or older – a 47%...

Baby on Board: Insurance Checkup for New Parents

Posted: February 8, 2023

If you’re about to enter the realm of parenthood, one thing’s for certain: everything in life is about to change.You’ll trade late nights out for sleepless nights in. You’ll master new skills – like changing diapers and soothing a newborn. And most importantly, you’ll have the responsibility of caring for a new member of your family.Having your first child is a huge milestone. And like...

How to Declutter Your Home, Once and for All

Posted: January 25, 2023

While there are many benefits to downsizing, there’s an important question you have to ask yourself before you get started: “What am I going to do with all my stuff?”That’s where decluttering comes in.Simply put, decluttering is the methodical practice of removing all the unused, unwanted or unnecessary items (i.e. “clutter”) in your home. And while it’s a helpful practice for those looking to downsize...