About Us

Hi! We get it…insurance can be confusing! Are you looking for an experienced insurance agency with the perfect mix of new-technology conveniences and old-school personal service to help guide you through your insurance decisions?

How about an agent that is independent and works for you, not an insurance company? Local? Family owned? Experienced? Yes, yes and yes.

We offer friendly, reliable service with a smile, great coverages and competitive rates through a number of top rated insurance carrier partners. If you have a claim, we can help you turn it in to the insurance company and assist you through the entire claims process.

We offer FREE, NO-OBLIGATION insurance reviews, and we can explain your coverage choices in every-day plain language instead of insurance industry jargon.

Call or reach out to us through our secure website contact form. We look forward to talking and we’d love to help you!

An Independent Advantage

We are Independent Agents in Lincoln, Illinois, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Grieme-Arnold Insurance Agency represents a carefully selected group of financially strong, reputable insurance companies. Therefore, we are able to offer you the best coverage at the most competitive price.

What is an Independent Insurance Agent?

When you decide to buy a car, you wouldn’t purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn’t have a choice!

The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family’s financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, you wouldn’t have a choice. The only solution would be going to that one company.

With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.

An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.

When you buy insurance, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, because it’s up to you to make the final choice.